How to choose the right accounting partner for your Small Business in Finland

Running a small business or working as a sole trader in Finland comes with a lot of responsibilities, and one of the most important decisions you’ll make is choosing the right accounting partner. A good accountant is not only about crunching numbers — they’re your partner in compliance, strategy, and growth.

STARTING A BUSINESS

9/19/20253 min read

If you’re an English-speaking entrepreneur in Finland, you may already know how complex it can be to keep up with bookkeeping, VAT, payroll, and communication with the Finnish Tax Administration (Vero). The right accounting firm will not only handle these tasks but also make sure your business is set up to save time and avoid unnecessary stress.

Here are some tips, tricks, and questions to ask when choosing your accounting partner.

1. What accounting software do they use?

The accounting software your accountant uses can have a big impact on efficiency and transparency. Examples of accounting software we use:

  • Kitsas – A reliable choice, especially for small businesses that need straightforward bookkeeping.

  • Procountor – A versatile and scalable accounting software. It integrates with many banks and tools and is especially helpful if you plan to grow. Procountor also has campaigns from time to time with no startup fees, which is worth asking about.

Tip: Ask your accountant whether they can support you with the platform you already use or recommend a switch to software that fits your business better.

2. Do they handle alternative banking and EMI providers?

Many small business owners today use not only traditional Finnish bank accounts but also EMI (Electronic Money Institution) service providers such as:

  • Wise – for international payments and multi-currency accounts.

  • Paysera – for affordable payment solutions across borders.

  • SumUp – for card payments, point-of-sale systems, and business accounts.

  • Revolut – for flexible business accounts, cards, and cross-border transactions.

Not every accountant is comfortable reconciling transactions from these platforms. Ask your accounting partner whether they have experience with Wise, Paysera, SumUp, or other EMI providers. If your business relies on them, it’s essential that your accountant knows how to integrate and book these transactions properly.

3. Will they handle communication with the Tax Administration?

A crucial role of an accounting partner in Finland is staying on top of communication with the Finnish Tax Administration (Vero).

Questions to ask:

  • Do they submit reports and filings directly to MyTax on your behalf?

  • Will they monitor deadlines and reminders to make sure nothing is missed?

  • Do they keep track of your tax position in MyTax so that you avoid surprises with prepayments, VAT, or payroll taxes?

Having an accountant who actively manages this communication saves you time and helps you stay compliant without unnecessary penalties.

4. Do they offer clear communication in English?

As an English-speaking entrepreneur in Finland, it’s important that your accountant explains things clearly, without unnecessary jargon. Ask whether they provide:

  • Clear explanations of reports.

  • Email or call support in English.

  • Proactive communication about upcoming deadlines and possible issues.

5. Do they adapt to your business size and growth?

Your accounting needs may change as your business grows. A good accounting partner should:

  • Scale services from simple bookkeeping to payroll and advisory.

  • Suggest tools like Procountor for growth or Kitsas for simplicity.

  • Help you structure expenses, retreats, and representation costs properly for tax purposes.

SEO keywords for your search
When searching for the right partner online, use keywords like:

  • accounting services for small businesses in Finland

  • English-speaking accountant Finland

  • Procountor accountant Finland

  • Holvi accounting Finland

  • Wise bookkeeping Finland

FAQ: Choosing an Accounting Partner in Finland

What is the best accounting software in Finland for small businesses?
For straightforward bookkeeping, Kitsas is an excellent choice. If you need more flexibility and growth potential, Procountor is a great option.

Can my accountant handle Wise or Paysera transactions?
Yes, but not all accountants are familiar with them. If you use Wise, Paysera, Revolut, SumUp or other, make sure your accountant has experience booking and reconciling these transactions. We are familiar with these account statements.

Does my accountant communicate with the Finnish Tax Administration?
A good accounting partner should manage filings in MyTax, keep an eye on your tax account, and ensure that VAT, payroll, and prepayments are submitted on time. Always ask whether this is part of their service.

Do I need an English-speaking accountant in Finland?
If Finnish isn’t your strongest language, working with an English-speaking accountant in Finland will save you time and stress. They can explain your financials clearly and handle communication with Vero on your behalf.

Final thoughts

Choosing the right accounting partner in Finland is about more than just price. It’s about finding someone who:

  • Uses the right accounting software (for example Kitsas, Procountor).

  • Understands modern tools like Wise, Paysera, and SumUp.

  • Keeps communication open with the Tax Administration and monitors your MyTax account.

  • Speaks your language and grows with your business.

If you’re looking for an English-speaking accounting firm in Finland that understands both local requirements and international tools, feel free to get in touch with us. We’d be happy to walk you through options and see how we can support your business.